Secure every transaction. Eliminate fraud.
In Ethiopia and across Africa, trust between buyers and sellers is the biggest barrier to commerce. Vyllion Escrow holds funds safely and releases them only when both sides deliver on their agreement.
Trust is the missing infrastructure.
In markets without buyer protection, every transaction is a gamble. You pay and hope. You deliver and hope. There is no neutral third party, no chargeback, no enforcement. This is the reality for millions of transactions across Ethiopia and Africa every day.
Average time to resolve a commercial dispute through Ethiopian courts
Chargeback or buyer protection systems available in Ethiopian payments
Institutional escrow infrastructure exists for everyday transactions
Five steps. Complete protection.
Every escrow follows the same simple flow. No complexity, no ambiguity — just a clear guarantee that both sides are protected.
Agreement
Both parties agree on deal terms, price, and release conditions.
Deposit
Buyer deposits funds into Vyllion's secure escrow account. Money is locked.
Fulfillment
Seller delivers goods, transfers property, or completes the agreed work.
Verification
Vyllion confirms the conditions have been met before any funds move.
Release
Funds released to seller. If conditions fail, buyer gets a full refund.
Escrow for every transaction that matters.
From IPO subscriptions on the Ethiopian Securities Exchange to a freelancer getting paid for their work — Vyllion Escrow adapts to any deal structure.
IPO & Primary Market
Investor subscription funds held in escrow until allotment is finalized. Oversubscribed? Automatic pro-rata refunds. Works directly with Vyllion BBO.
Real Estate & Property
Buyer deposits purchase price into escrow. Funds release only after the title deed transfer is confirmed by the land authority. No more paying and hoping.
E-Commerce & Marketplaces
Integrate Vyllion Escrow into your platform via API. Buyer pays into escrow, receives goods, confirms delivery, funds release to seller. Fraud drops to near zero.
B2B Trade & Supply Chain
Importers and exporters deposit payment into escrow. Goods arrive, quality is verified, then payment releases. Protects both sides of cross-border and domestic trade.
Freelance & Service Contracts
Client funds the escrow when the contract starts. Freelancer delivers milestones. Each milestone triggers a partial release. No more chasing invoices.
Diaspora Investment
Ethiopians abroad send money home for property, shares, or business deals. Escrow guarantees the asset transfer happens before funds reach the seller.
Built for real transactions, not demos.
Multi-Party Escrow
Supports two-party and multi-party deals. Multiple buyers, sellers, or intermediaries — each with defined roles and release conditions.
Milestone-Based Release
Break large deals into milestones. Release funds incrementally as each phase is completed and verified. Reduces risk for everyone.
Dispute Resolution
When buyer and seller disagree, Vyllion provides structured dispute resolution with evidence review, mediation, and fair outcomes.
Full Audit Trail
Every action — deposit, claim, evidence submission, release, refund — is recorded with timestamps and hash-chained for tamper-evidence.
Bank-Grade Security
Funds held in segregated accounts with licensed banking partners. Your money is never co-mingled. Regulated and auditable.
API-First
RESTful API for marketplaces, e-commerce platforms, and fintech apps. Embed escrow into any transaction flow with a few API calls.
Ethiopian Calendar & Amharic
Full support for the Ethiopian calendar (13 months), Amharic language, and local payment methods including Telebirr and bank transfers.
Multi-Currency & Digital Payments
Seamless settlement in Ethiopian Birr (ETB) and foreign currencies, integrating with commercial bank sweeps, Telebirr, and mobile money.
Escrow + BBO. Stronger together.
Vyllion's Broker Back Office manages client onboarding, order routing, settlement, and accounting for securities brokers. Escrow adds the trust guarantee layer — particularly for IPO subscriptions and OTC share transfers where buyer and seller need protection before settlement finalizes.
Investor funds held in escrow until allotment is complete. Auto-refund on oversubscription.
Off-exchange trades between parties use escrow for delivery-versus-payment safety.
Pre-fund settlement obligations in escrow to eliminate counterparty default risk.
Secure your transactions with Vyllion Escrow.
Tell us about your use case. Whether you're a marketplace, broker, or business — we'll show you how escrow eliminates fraud from your transaction flow.