DATA GOVERNANCE

Privacy Policy

Last updated: October 2026 • Addis Ababa, Ethiopia

1. Overview

Vyllion Technologies PLC ("Vyllion", "we", "us", or "our") respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, and safeguard information when you visit the Vyllion website, initiate digital escrow transactions, or interact with our APIs.

2. Information We Collect

We may collect the following types of information:

  • Identity & Contact Information: Name, phone number, email address, and government identification (where required for escrow verification and anti-money laundering compliance).
  • Transaction Details: Deal amount, milestone specifications, delivery verification proofs, and partner bank account numbers.
  • Usage & Device Data: IP addresses, browser types, access timestamps, and cryptographic request headers.

3. How We Use Your Information

We use the collected data for the following purposes:

  • To facilitate conditional escrow deposits, verification milestones, and bank settlement payouts.
  • To prevent fraud, verify counterparties, and comply with National Bank of Ethiopia (NBE) regulatory directives.
  • To mediate and arbitrate dispute claims using verifiable transaction logs.
  • To maintain cryptographic audit trails of milestone releases.

4. Data Sharing and Disclosure

We do not sell or rent your personal data to third parties. We share information strictly under the following conditions:

  • Partner Commercial Banks: With licensed partner commercial banks holding segregated custodial accounts to authorize settlement sweeps.
  • Transaction Counterparties: Limited verification details (such as milestone confirmation status) shared between the buyer and seller.
  • Legal & Regulatory Authorities: When required by Ethiopian law, court orders, or National Bank of Ethiopia financial directives.

5. Data Security

All data in transit is protected using TLS 1.3 encryption, and sensitive financial records are encrypted at rest with multi-layer key rotation. Access to transaction databases is restricted by strict role-based access control (RBAC).

6. Your Rights

You have the right to request access to your transaction records, update your contact details, and inquire about how your data is held. To exercise these rights, please contact our data team.

7. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Vyllion Technologies PLC
Addis Ababa, Ethiopia
Email: privacy@vyllion.com / contact@vyllion.com