CORE ARCHITECTURE

Engineered for deterministic settlement.

In escrow, software must guarantee that funds cannot move until objective contractual triggers are verified. Here is how Vyllion's transaction isolation architecture works.

TRANSACTION LIFECYCLE STATE MACHINE

Immutable Escrow State Progression

01
Agreement Draft
Terms Defined
02
Bank Sweep Lock
Custody Active
03
Fulfillment
Waybill / Transfer
04
Inspection Timer
Active Window
05
Settlement Release
Disbursed / Refund
01

Deterministic State Engine

Every transaction progresses through strictly defined state transitions: DRAFT → FUNDED → DISPATCHED → INSPECTION_ACTIVE → RELEASED (or DISPUTE_PENDING → REFUNDED). Unilateral state changes are impossible.

02

Segregated Bank Custodial Vaults

Funds do not sit in omnibus company balances. Each deal maps to an isolated sub-account with licensed commercial banking partners, audited against National Bank of Ethiopia directives.

03

Multi-Signature Milestone Triggers

Complex contracts support multi-party authorizations: buyer inspection sign-off, third-party engineer verification, or digital municipal cadastre proofs before funds release.

04

Automated Reversal & Refund Fail-safes

If seller dispatch fails within the agreed window, or if physical inspection conditions fail verification, the system executes automated bank sweep refunds back to the buyer.

Exploring platform integration?

Learn how our state machine and bank rails fit your marketplace or corporate flow.