Escrow structured for every high-value deal.
Every industry in Ethiopia has unique commercial risks. Vyllion provides specialized escrow frameworks with custom inspection rules, milestone tranches, and legal arbitration.
Vehicles & Heavy Equipment
Second-hand cars, commercial trucks, and construction machinery
Buyers fear paying 1.5M+ ETB upfront before mechanical verification; sellers fear road tests without guaranteed funds.
Buyer deposits purchase price into bank custody. Parties agree on a 48-hour mechanical diagnostic window at a trusted garage. Title transfers and funds disburse only upon road test clearance.
Real Estate & Construction
Land deposits, residential home sales, and contractor milestones
Advance cash deposits to private sellers or developers carry high fraud risks, dual-deed scams, and delayed project construction.
Funds are locked in segregated bank accounts and released milestone-by-milestone: 20% on foundation, 40% on structural framing, and final settlement upon municipal cadastre title transfer.
B2B Agriculture & Commodities
Coffee, sesame, grain, teff, and industrial raw materials
Suppliers in regional zones (Jimma, Sidama, Gondar) demand full payment before transport; Addis buyers cannot verify moisture and grade until arrival.
Buyer locks payment before shipping begins. When trucks arrive at the Addis warehouse, certified scale weight and moisture tests are conducted within 24 hours before funds disburse to cooperatives.
Social Commerce & Telegram Shops
Cross-city retail between Addis Ababa and regional cities
Merchants on Telegram and TikTok lose sales because regional buyers refuse advance CBE transfers out of scam fear.
Buyer locks payment via bank transfer or mobile money. Merchant ships via courier. Buyer receives and inspects goods within 24 hours; payment is instantly disbursed to the seller.
Diaspora Remittance & Investments
Overseas Ethiopians funding local business, land, or family projects
Sending remittances to third parties for home construction or business deals frequently results in misappropriation.
Diaspora investors fund verified milestones directly into Ethiopian commercial bank custody. Funds only disburse to contractors upon photographic and engineer-verified proof of progress.